Home Loan Focus

This week I am preparing to list my own home on the market.  That preparation is starting by emptying my house of my belongings and furniture.

It also involves finishing one of the home improvement projects that never happened while I lived in the home. 

New Carpet Installation

While we lived in the house we installed thousands of square feet of ceramic tile.  OK, it was more like ‘a thousand’ but felt like ‘thousands’.  That left about 1500 square feet of floor space with twenty year old dingy carpet left to be replaced.  Plus, that carpet was stained from the home improvement projects and cut up a bit from ripping into floors for plumbing upgrades and installing that great looking tile.

So when we went to make the purchase to install the carpet, we had a different perspective than we thought we might have.  Instead of choosing between wood floors and something fancier, we were trying to choose the carpet that would look good enough to sell our house yet still possibly hold up under the strains of renters, should we need to rent the place out in the advent that it did not sell.

Now, our house is literally a mess as we are packing, and we need to have the furniture out of the house by tomorrow morning (or at least pushed to the side or possibly out of some of the rooms so the carpet guys have a place to start).

All in all, our carpet installation cost $2400, which should include tax.  We picked it up on a special 18 month no interest no payment deal.  We could have paid for the carpet but free interest is free interest and the way the economy is going, $2400 will likely only be worth $1900 in today’s dollars 18 months down the road anyway.  So we’ll put the more valuable money today into something else and pay the loan back tomorrow with devalued US dollars.  (Note if we are wrong about that, the economy will be better and we will be better off anyway, so it is a win win no matter what happens.)

We opted for a fairly bright looking carpet color that has a pattern that should not show dirt very well.  The idea is that it will look good for prospective home buyers, but will be durable enough for renters should we turn down that alley way.  So that is it for now.  I won’t have any spare money for Titleist golf balls, but at least we are one step closer to moving this house, and my packing break is now over too!

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